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The most important thing is that emotions are leading you to reduce your debt, rather than increasing it. A dollar or two in interest is a side issues compared to that important point.

Indeed. Someone (David Bach, maybe?) said that when deciding which debt to snowball into an early grave first, pick the one that makes you the angriest that it even exists.


Heh, heh! Maybe you should save that one for a while to motivate you to get rid of some of the others first!

Perhaps a good way to motivate yourself to get started though.

Seattle Pioneer
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