No. of Recommendations: 4
<<Are people really that stuck on the "4% rule" where a 1% difference up or down in their income in one year is that important?>>

The thing is, a 4% withdrawal vs. a 5% withdrawal isn't a 1% difference up in their income.

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I think the OP is talking about a +/- 1% in the inflation adjustment, not the 4% withdrawal rate.

(e.g., 3% inflation on a $40,000 withdrawal = $1,200, 4% inflation = $1,600. $400 isn't a lot.

intercst
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