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<<Being a sailor and a former commercial driver, I know how to live frugally. The goal is to be financially secure. Retirement will happen when it happens (age 62?).

Is it a realistic goal to get there by 62? One of my benchmarks for retirement will be having a house paid for. So that would mean a condo somewhere else (most likely) or going back home.

With twelve years, every minute counts. And it sounds like you aren't ready to start your new career now, and you aren't likely to be making $100,000/year out of the gate.

But the idea that retirement will happen when it happens is realistic. And supplementing retirement with some repair work when it fits in with your plans and schedules can be a great way to stretch and extend your savings.

A decision on whether and where to move is important. I'd spend a lot of time making a good decision on that one.

Seattle Pioneer
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