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<<Does your calculations include income taxes? Taking Social Security early while still working makes more of the distribution taxable (or lost due too high of income).>>


In only one instance was there a concern about current income from actually working. In that instance, tax was not a consideration. In all the other cases, income was passive, either from an IRA, Retirement Plan, and/or other investments. I haven't a clue if we should or should not have considered income tax, but we didn't.

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