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<<FIRE is not very likely, I'm in my early 50s and just not that far along. But I'm happy to have enough resources so I don't have to hold on for dear life anymore when I find myself in a toxic job.


That sounds like a huge luxury by itself ----more important than retiring early, probably.

I like to make the point that while retiring early isn't guaranteed, added FINANCIAL SECURITY for yourself and your family is when you start reducing debt and increasing savings. That is a luxury a lot of people don't have, and one that is really worth having, in my opinion.

Seattle Pioneer
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