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<<For example, should I include long-term upkeep (estimate at about $200/mo.) as a budget item? Why not do both?

For those retirees rolling in the dough, that's great, but many of us are on limited income. Mine's in the low $20K range most years.>>

I'm always interested in what retirees find it worth to spend money on for improvements. May I ask what your plans include?

Seattle Pioneer
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