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<<Has anyone looked at Schwab (SCH) as a potential RM? I don't personally use them, though I know many online investors (my brother for one) who swear by them despite them charging 2-3 times the competitions prices for online trading. >>

I believe that Schwab could definitely be an RM. It's a repeat customer business. I'd compare them to other discount brokers, the full-service guys are operating more like financial institutions. I'd love to see your numbers.

Al
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