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<<I have $21,500 credit card debt and I would really like to get this paid off but I will have to do some kind of side job to do it. I am wanting to start investing in small amounts. My wife works a 2nd shift job and I work days. I am also considering going back to school.>>

Both you and your wide should be sacrificing time and energy to a second job to help pay down this debt. It's not a time for business as usual work lives, I suggest.

Consuming time and money on "school." is a luxury you can't afford at present either.

So is the idea of starting an investment program. Your investment program is to pay off these debts, which will free you to do other things like starting an investment program and going to school if you can afford it without again going into debt.

Did I say that paying down your debt is your primary job and responsibility?

Every nickel you can earn should go to that purpose, and nickels should be squeezed very hard before any are spent until that debt is paid off.

This is a brief exposition of the Seattle Pioneer debt pay down program.

Seattle Pioneer
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