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<<I noticed this especially for people in their late 20s and early 30s. You're done with college so you're working and have a bit of cash for the first time, yet its still really fun to have big parties or go camping with a big group of friends for the weekend. And go out and see bands or even a movie. The couples with kids didn't get to do any of that. Or if they did they felt guilty as hell. >> Heh, heh!™ Of course, it's really irresponsible to be spending money and having fun when your IRAs and 401Ks aren't fully funded and you are a paycheck away from financial disaster. Childless people in their 20s and 30s have the ILLUSION of having a bit of money, but that's often because they aren't funding the needs of the future, including future children they'll probably have. Seattle Pioneer
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