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<<I think that you can take out a high deductable policy for yourself and set up a MSA for yourself since you are selfemployed. It may even be possible to have your wife optout of her co's medical insurance and receive additional dollars of pay to 'compensate' her for not taking the company's insurance>>

I have a shrewd idea that there's little chance of finagling as good a deal as employer provided health insurance provides. You only need to ask someone who's using COBRA to provide medical coverage. Not only do you get the tax assisted/employer susidy savings, but large group plans are a good deal cheaper than the comparable private policy.

Note the word "comparable"..all insurance coverage is notthe same. Plan exclusions are very rarely printed in the same size print as the boast of "HUGE NEGOTIATED SAVINGS".

Vivienne
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