No. of Recommendations: 0
<<If they were smart, they'd try to get my business back with a reasonable balance transfer offer (not that I would accept it, believe me) but no -- the offer they sent in the mail (with BT checks) was for 16%!>>

Fleet just sent me a BT offer for 7.9% until paid off. I do a lot of balance transferring, though--I've probably transferred money to and from that account 20 times already. Apparantly the more times you BT away from a cc company, the better you look to them, so don't be surprised if you get a better offer now that you have a zero balance with them.

btw, I also had them as an Advanta card first, and when I was switched, I insisted that they maintain the terms I then had, which meant I earned EE Savings Bonds for transfers as well as for purchases. I've now got a nice stack of $50 bonds, and I rarely keep a balance with them for more than a week or so. You'd think they'd be dying to get rid of me...but, no.

Greta
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