No. of Recommendations: 0
<<Just curious, but how did you folks get a credit card in college? I had no income in college, so couldn't qualify hence the need for a co-signer. I am assuming that my kids will not be working during college, so figure that with no income, the only way they'd be able to get a card would be with me as co-signer. Have the credit card companies relaxed the rules _that_ much??>>

I don't know about now, but, back in '88 (boy am I dating myself) in my freshman year in college, I was able to get a Citibank Card, an American Express, a Nordstrom card and a Broadway card. All they required back then was the amount of their parents were providing them to live on a month, and they didn't require proof. If you just put down student under occupation and a monthly income from "Parents" that is all it took.

Mind you, I don't recommend this and in fact I would suggest getting your college bound kid a secured CC to start them out. That way, they start there credit history, yours isn't affected, and if there is any problems, the deposit can be used to pay off the debt. Your kid will learn how to manage a card (hopefully). and after a year, if they act Foolishly, they get the deposit back.

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