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<<My question is-- is this a negotable item. Can the company increase my "vesting" in the fund
to 100% before my four years is up. I am trying to come up with a different type of idea to
go along with my annual raise/review. I work in the health care field and that area is known
for only giving about a 2-4% raise yearly, no matter how well the company does.

this is pretty much non-negotiable for you individually. i assume this is a 401(k) or similar type
plan. this is governed by the plan document. any alterations like that (for an individual) would bring
the ire of the IRS.

now you could ask them the alter it so that all employees would vest faster. if there is low turnover
in your company, this is no big deal. if there is high turnover, well, then they may not be so keen to
give away money like that.

zay34kc3 >>

This is only negotiable to a limited extent, these types of programs are very seriously regulated and seem to range from ones similar to yours and to the one I just left that vested after 3 years (but I would have received nothing if I left before the vesting period was up).
One of the points is to keep you as an employee -- it worked for me, I waited until I was vested until I quit (my company put in 7% of my salary) - they got 3 good years out of me and I got a 7% increase in pay.

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