Skip to main content
No. of Recommendations: 0
<<Roll 401(k) to IRA and convert roughly $15,000 to Roth. Conversion allows the couple to keep household income below $32,000, avoiding social security becoming taxable. Couple will continue to convert ~$15,000 annually to build Roth balance.>>

With 4-year averaging shouldn't you roll over $60,000
in 1998 and nothing in 1999-2001?

<<Scenario: Add $4,000 to traditional IRA's for 1998, since accounts already exist (didn't want separate conversion and contributory Roth accounts).>>

You might want to wait for the technical correction.
The need for seperate Roths may go away.
Adding $4000 to the Roth puts you a little ahead.
Print the post  

Announcements

The Retirement Investing Board
This is the board for all discussions related to Investing for and during retirement. To keep the board relevant and Foolish to everyone, please avoid making any posts pertaining to political partisanship. Fool on and Retire on!
What was Your Dumbest Investment?
Share it with us -- and learn from others' stories of flubs.
When Life Gives You Lemons
We all have had hardships and made poor decisions. The important thing is how we respond and grow. Read the story of a Fool who started from nothing, and looks to gain everything.
Contact Us
Contact Customer Service and other Fool departments here.
Work for Fools?
Winner of the Washingtonian great places to work, and Glassdoor #1 Company to Work For 2015! Have access to all of TMF's online and email products for FREE, and be paid for your contributions to TMF! Click the link and start your Fool career.