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<<Send me a note in 5 years to see if that fund is beating the market indexes. It's extremely easy to select a fund that's had a high return in the past vs. picking a fund for future investment.

Sort of like picking the winner of the Final Four after or before they play the games.>>

20 years is a lot more than 5 last I checked. There are no index funds (that I am aware of) that go back 20 years so I cannot compare them. I do know that out of all funds 20yrs or older, the AMCAP is ranked in the top 5 (I think #3 or 4), with the Contrafund being #2 (IIRC).
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