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<<So rather than advise, we like to provide comments on areas that may require further exploration and consideration on the questioner's part. We prefer education over direction. I hope we achieve that.>>

Indeed you have! And how! The more I read your postings, the more I order books from

I'm 54 and tempted to retire now because:

1. I can afford it.

2. I need the time to read all the books.


Foolishly lacking time,
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