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<<TIAA-CREF wants you to take your money out as an annuity because that stabilizes their cash flow. That's why the cash payout option is submerged and derided. But it's there.>>

It may be there, but they make your life miserable for suggesting rollover, give you as little help as possible to do it, and spread it out over 10 yr period. Oh yes, did I forget to warn you that if you ask for rollover (TPA), you can't take IPRO on the part set aside to be rolled over during that 10 yrs?

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