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<<we rolled over his 401K to TIAA-CREF into retirement annuities ...According to my reading, we will have to do SEPP, which TIAA-Cref does not do. It is my understanding that we will have to do another rollover to another company that will do SEPP. How do I find these companies?? >>

You can set up SEP separate from TIAA. However, rollover from TIAA is not easy. If you recently rolled over into TIAA annuity, you can probably count on 7-7.5% dividend which you should be able to take as IPRO (take div but leave principle).
If you want to rollover out of TIAA, they make you do it over 10 yrs. Worse yet, they don't let you take out interest on the amount that you designate for the 10 yr rollover.

Last point, watch out for telephone counselling from TIAA. Last time I tried to get rollover out the counsellor said, "What did we do to you that makes you hate us." And when the counsellor says, "We're a non-profit organization," don't take that for truth-tellers.

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