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<The new employer has a better than most retirement plan (immediately vested, matches up to the first $1000.00 in company stock, plus additional based on company performance.)>

Yes, but they aren't going to match your rollover, so this point is irrelevant. (Of course, if they DO match rollovers, WOW. Can you get me a job there?)

<Altogether, I have about 10K which can be 1) rolled over into the new companies plan (which includes not 1 but 2 index funds); 2) rolled over into a self-directed IRA from which I can foolishly buy stocks.>

I haven't found a reason to do a rollover into a new employer's 401k. I don't know why people select this option. I prefer the IRA which then leads to the choice of regular or Roth, but I won't open that can of worms. The IRA give you control. While your new 401k has two index funds, in an IRA you can chose from the entire investment universe of index funds, or almost anything else. Why sacrifice that flexibility?
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