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<This all depends on how long you have participated in your employers 401(k) plan. Your benefits department can give you more information on this.>

From what I have seen, most plans base vesting on years of service not on how long you have been participating in the plan. I believe the rule is you must be vested within 5 years unless partial vesting is offered. If partial vesting is offered, it must begin by year 3 and provide 100% vesting by year 7.

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