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madbrain:

JAFO31 - <<<Even married spouses, when the first spouse dies, are forced to choose between receiving "their own" benefits or benefits as a "surviving spouse".>>>

"First time I ever heard about this. I guess I didn't know much about the benefits since my partner and I are not eligible. Still, I checked the SSA web site about survivor benefits at
http://www.ssa.gov/pubs/10084.html . I did not find any mention of this important limitation (and neither are the OP)."


From your link:


"If you are already getting Social Security benefits.

If you are getting benefits as a wife or husband based on your spouse’s work, when you report the death to us, we will change your payments to survivors benefits. If we need more information, we will contact you.

If you are getting benefits based on your own work, call or visit us, and we will check to see if you can get more money as a widow or widower. If so, you will receive a combination of benefits that equals the higher amount. You will need to complete an application to switch to survivors benefits, and we will need to see your spouse’s death certificate."

Regards, JAFO
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