No. of Recommendations: 1
madbrain: "because they cannot be married, neither will be able to collect any social security survivor benefits if one person dies while retired. Thus, the social security income will drop in half when one partner dies."

Even married spouses, when the first spouse dies, are forced to choose between receiving "their own" benefits or benefits as a "surviving spouse".

"A surviving spouse is entitled to the greater of 100% of the deceased spouse’s social security benefits or his/her own working benefit."

I am unsure from whence you derived half. IIRC, none of the posts on the thread have discussed relative income of the partners.

If, in fact, the partners' incomes were more or less equivalent throughout their careers, then they are actually closer to same treatment as people who can marry and much closer than if one of the partners had a substantially larger income than the other.

Regards, JAFO
Print the post  


The Retirement Investing Board
This is the board for all discussions related to Investing for and during retirement. To keep the board relevant and Foolish to everyone, please avoid making any posts pertaining to political partisanship. Fool on and Retire on!
What was Your Dumbest Investment?
Share it with us -- and learn from others' stories of flubs.
When Life Gives You Lemons
We all have had hardships and made poor decisions. The important thing is how we respond and grow. Read the story of a Fool who started from nothing, and looks to gain everything.
Contact Us
Contact Customer Service and other Fool departments here.
Work for Fools?
Winner of the Washingtonian great places to work, and Glassdoor #1 Company to Work For 2015! Have access to all of TMF's online and email products for FREE, and be paid for your contributions to TMF! Click the link and start your Fool career.