No. of Recommendations: 5
I've found that this is the key to qualifying for a $0/month Obamacare plan.

Paying Taxes Wisely: A Fresh Look at Tax-Efficient Withdrawal Strategies

2. Make the most of untaxed capital gains.

Did you know that some people don’t have to pay taxes on capital gains? If your taxable income is less than $38,700 (for single filers) or $77,400 (for married couples filing jointly), long-term capital gains and qualified dividends aren’t taxed. This is another area where people may benefit from the recent increase in the standard deduction.

We’ve found that those who have a lot of assets in taxable accounts may be better served by taking advantage of untaxed capital gains than by taking tax-deferred distributions to fill up ordinary income brackets.


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