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I've read enough. It's becoming clear. I have an IRA account with 3 or 4 doggy funds covering about $20,000.
It's with a full-service firm and I think I'd like to transfer it somewhere else and do the right thing with Foolish 4 or so. Anyone have experience doing such and getting off with least costs. I think I can trade inside the thing, but I sure as hell don't want to pay the full commissions. They've already played on my money enough.

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