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Many mutual fund companies have many different share classes; especially for retirement accounts. This means that each share class can and usually will trade at a different share price.

If you do not grab the correct symbol (and some retirement accounts do not report any publically-traded symbol at all), then it is possible you will pick the wrong fund.

Units vs Shares - often units are used for non-publically traded mutual fund classes (often found in annuities) and shares are for traded versions - but the language is not always exact.
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