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Maraith writes,

"...once they've found a polyp, you're no longer eligible for a "Preventative Screening Exam" -- even ten years later. You already have a confirmed diagnosis of the disease they're screening for."

That has not been my experience. They always find benign polyps in my colonoscopies. Those are not a disease. I do have colonoscopies more often because of that but have never been charged differently for later ones. This has been true under private non-profit insurance in one state and now under Medicare in another state.


Every insurance plan has different rules. Your experience with getting follow-on colonoscopies under Medicare or a non-Obamacare private plan isn't really relevant to someone trying to get a "free" colonoscopy under Obamacare.

Under Obamacare, the cost-free "Preventative Screening Exam w/colonoscopy" is a special deal. Once they've cut a polyp out of you, you're no longer eligible for a free one. But you can still get whatever kind of colonoscopy is deemed medically necessary, it's just that the usual deductibles and co-pays apply.

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