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markkoala asks: "Any other suggestions if you don't feel that would be the best way to invest?"

Here's a way to visualize the difference between investing in individual stocks and investing in a mutual fund:

Have you seen the new game show called "Million Dollar Drop"? Picture your mother's money sitting on a few "good" dividend paying stocks as opposed to it sitting on hundreds, if not thousands, of dividend paying stocks. If/when one of the piles drops, where would your mother want her money sitting?

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