No. of Recommendations: 2

You wrote, Personally, I tend to agree with this assessment and I self-direct my personal assets; however, as the recipient also of retirement money from work with Fidelity as the only option, this is good news overall.

You can't buy those funds in any employer-sponsored plan. They are explicitly excluded. I tried using my brokerage link [401(k) plan feature] account to see if I could execute an order and it was refused. The funds actually have fine print that says as much.

- Joel
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