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Maybe someone can help me out. I work for a company and want to contribute my max amount of 10k to the 401k. I will also do a roth as my income allows it. I also have a sideline and would like to do a SIMPLE ira from that (again setting away 6k the max allowed). Can I do the 401k and SIMPLE both contributing the max amount? And a roth too.

If you contribute the max to the 401k you will not be allowed to contribute to the SIMPLE. They are both considered to be qualified plans and you will be limited to the annual max which is 10,500 deferral for 2000.

If your income is less than 160k (married filing joint) you will be able to contribute 2k to the roth regardless of how much you defer in the 401k


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