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MCCrockett: I just retired. In 2015, I will start the IRS' Required Minimum Distributions from the accounts. This leads to two questions.

(1) Should I continue paying the fees directly as they reduce my taxable income?

(2) At what point would it be better to have the fees paid from the IRA accounts?

My answer is not to pay any fees, unless you are persuaded that there s value added.

Go to Vanguard, and read up on their retirement funds. n particular, look at the Target Retirement Fub=nds.

Coung No'Count
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