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MCCrockett writes,

I paid OASDI for 54 years (216 quarters). I can assure you that I wouldn't want to have my Social Security benefit based on my first 10 years of OASDI. Most likely my monthly benefit would have been less than 10% of my monthly benefit based on my last 35 years of employment.

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Sure. But you got much more in SS benefits from the first 27 years of FICA earnings than the last 27 years when I assume a lot of your earnings we in the final "bend point" that only gets a 15% credit.

intercst
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