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MCCrockett writes,

I paid OASDI for 54 years (216 quarters). I can assure you that I wouldn't want to have my Social Security benefit based on my first 10 years of OASDI. Most likely my monthly benefit would have been less than 10% of my monthly benefit based on my last 35 years of employment.


Sure. But you got much more in SS benefits from the first 27 years of FICA earnings than the last 27 years when I assume a lot of your earnings we in the final "bend point" that only gets a 15% credit.

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