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Me: 40 years old. I'm the sole earner. Have 'maxed out' SS contributions for 15 years and my latest SS statement claims I'll get $1800/month upon retirement. Also claims my family would get benefits if I died, in that kids would get around $1600/mo EACH until they are 16. Spouse caring for kids would get similar. "Max" benefit $4,200/month. But when you dig into it it's nebulous so I wash hoping someone here knows this.

1.)Say I croak now.
2.)Wife's income would be $140k per year, this is SOLELY thru interest/dividends on nest-egg.
3.)2 kids, let's say age 5.
What benefit, if any, would these family members get?
Thank you for reading.


I don't know what to tell you other and what the annual statement from SSA says. What's nebulous?

Each kid would get about $19,200 per year. That sounds about right. And I think it's until age 18. Spouse would get about the same? Sounds about right.

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