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Part of a logical evaluation of individual Medicare Part D costs and benefits ought to include an estimate of what I would pay for prescriptions without a plan. I've searched and can't find a place where I can submit a list of drugs and doses and learn:

1) What they would cost without a Medicare Part D plan?

2) What do they cost with a Medicare Part D plan? (Yes, even this can be confusing.)

It is clear that the current benefit of participating in a plan is the difference between the cost under (1) above minus co-payments and premiums. To this must be added the risk that an expensive drug might be prescribed at any time, bearing in mind that 'tier pricing' and the 'donut hole' do a lot to protect the insurer's investment in the client's business.

Do any Retired Fools out there have a favorite place to get "uninsured cost" figures?


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