My letter from SSA includes an item,"Your 2013 deduction for prescription drug coverage income-related monthly adjustment amount based on your 2011 income tax return is $11.60."Now I really resent this because I am NOT signed up for Medicare Part D because my prescription drug coverage is from my former employer, and I have a whole pamphlet explaining that it is legally equivalent to Medicare Part D so if I ever want to switch, I will not get a surcharge. So why must I pay a surcharge for Medicare Part D when I do not get Medicare Part D?So I called up SSA and they explained that tough, that is what the law says and I am stuck with it."Why?? This is tax law, not logic."Because Congress said so" is the only answer to pretty much any law."The Congress is made up of a bunch retarded lawyers who could not make it in private practice and had to go on wellfare, drawing sneak pay as presumably representing the people. They would not know a logic if they stumbled over it on the men's room floor.
This doesn't make sense, because prescription drug coverage is an option. It's not required. If you choose to get it, then you pay a premium to the insurance company you buy the coverage from, although it can be deducted from your SS monthly benefit. I've never heard of someone being charged for it who didn't want drug coverage. Let us all know if you get any further info on this. I have drug coverage, and Medicare deducts the premium from my monthly SS payment.
The surcharge is different. It doesn't seem logical that the income related premium is billed to those who don't have Part D coverage.
This doesn't make sense, because prescription drug coverage is an option. It's not required. I chose to not get Part D because I already have the equivalent. As far as I can tell, the charge for Part D is around $38/month, but my understanding is that I am not paying the charge for Part D. I am paying only the $11.60 surcharge for Part D, the part depending on my income for the previous tax year.The guy with whom I spoke at SSA said he was in the same boat: he had retired from the same company I retired from, and gets a similar charge and there was nothing he could do about it either. And he works there. He said that is what the law said and there was nothing the SSA could do about it.
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