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Subject:  Re: To Roth or not to Roth Date:  1/30/1998  3:10 PM
Author:  TMFTaxes Number:  1624 of 133000

[[I am pondering whether or not to start my IRA as a Roth or regular IRA. I know that all of my
withdrawls in the future would be tax free, but I am losing the valuable tax deduction now. I am 30
years old and this scenario has 30 years to develop. If I take the deduction now and pay the tax
later I would only be paying 15% tax in the future (all things remaining the same as now)and getting
a 28% break now, which is much needed. Any comments, suggestions, or analysis would be greatly

We have discussed this issue many times in this folder. In fact, there have been a number of analysis posts on this issue. You might want to go back and look 'em up.
This is obviously the $64k question that many of you will have to answer. And there is NO easy answer.

TMF Taxes

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