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Subject:  The Roth IRA, commissions and fees Date:  4/6/2000  3:30 PM
Author:  Ondes Number:  20993 of 107596

Rather than having fees or commissions deducted from Roth IRA contributions, I want those amounts billed separately. It's backwards from what should be done on a taxable account, but in a tax free situation, where contributions are limited, allowing these expenses to reduce what could continue to be invested tax free is definitely unfoolish.

After reading Publication 590 and pouring through every resource on the web I could find, I finally had to consult with a tax professional to get any answers.

What I found out is that having commissions and fees billed separately is perfectly legit (and quite foolish), but it's just not a standard feature in the software most brokers use for all their paperwork, and most will try to pretend it can't be done.

Any ideas on a what brokers will bill fees and commissions separately, rather than deducting them from the account?
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