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Subject:  Re: mbna victory but need help ( Date:  6/15/2001  6:56 PM
Author:  joycets Number:  76692 of 313065

IMHO, I think you will have other options coming that might even be better. It sounds like you are getting these solitation on a fairly regular basis. Ignoring a few does wonders. I know that I stopped applying for the transfers and I got more offers. Some were even the big 0% for so many months.
If you can keep paying a low 6.9 for six more months, you may be able to improve your credit rating to get a better offer. Even if you have to pay 9.9 for awhile, a better offer will probably come.

Thing is,
I don't think it is likely I will get any *one* offer that can handle the whole 9k. the 6.9 will handle more than half if I take it, but I would really like a fixed non-promotional period rate.
Which comes with the risk of "too many new applications".

At least this puts all my *outstanding* debt (cards I can't pay off with my salary) at 9.9 or less.

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