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Personal Finances / Credit Cards and Consumer Debt


Subject:  Re: Finance Charges after Pay Off Date:  8/22/2001  2:26 AM
Author:  estermae Number:  87657 of 312954

I would check to see if it is two-cycle billing, or if they tried to post the payment after the billing cycle. If they tried the late post trick, check to see what date the check cleared.

What Mike said. But even if it cleared after the due date, still give them a call and ask if they will waive the finance charges (explaining you sent the payment allowing enough time to for the pymt to post by the due date). The worse they can say is "no" and I have gotten a "yes" a few times at such a request, though not with NextCard.


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