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Subject:  Re: Which "bonds" for retirement accou Date:  9/24/2007  3:38 AM
Author:  theHedgehog Number:  21715 of 36852

Bond funds are more convenient because you do not have to plan ahead for when you need the money. If you fail to plan with a ladder, then you run the risk of having to sell before maturity.

True, true, but if you fail to plan properly with a bond fund, and rates go up, then you will get less than your initial investment from your fund when you sell.

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