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Subject:  Re: Ever heard of the 30% rule? FICO Date:  8/29/2019  7:27 PM
Author:  joelcorley Number:  312626 of 312716


You wrote, ...

Given that the much of the CRA files is not public information, I would suggest that CRA is much more akin to photographs on private land, and cannot be published without the consent of such person, and any reasonable person would reserve the right to review before publication.

It's exactly the same - especially since most of the information on the report is not public. But when you sign for a line of credit you are (usually) providing the creditor with among other things, that signed release. I suppose if the contract you signed lacked such a provision you could sue both parties for the disclosure - at least up to your actual damages. But most professional lenders are going to have a release in their contracts.

- Joel
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