The Motley Fool Discussion Boards

Previous Page

Investing/Strategies / Retirement Investing

URL:  https://boards.fool.com/there39s-the-trade-off-one-other-aspect-that-34359365.aspx

Subject:  Re: Advisor Uses O'care To Help Clients Reti Date:  12/6/2019  9:21 AM
Author:  Hawkwin Number:  96293 of 97891

There's the trade-off.

One other aspect that one needs to at least consider is that if some version of ACA/M4A is here to stay, it may become increasingly beneficial to simply fund a Roth 401k, even at higher income tax brackets, to fund any early retirement needs.

I've yet to do the math but it might be more cost effective to pay a slightly higher tax on income now but know that you may qualify for thousands in subsidies on your healthcare later.
Copyright 1996-2020 trademark and the "Fool" logo is a trademark of The Motley Fool, Inc. Contact Us