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Subject:  Re: Roth 401k Uncertainty Date:  12/1/2020  3:41 PM
Author:  monica3674 Number:  26315 of 26351

Another update. We've almost made it to the end of year two utilizing the Roth 401k. This year was a bit more challenging because of COVID and the pay cut my husband took.

The two+ deduction-free paychecks are gone. He made less money each paycheck, so less was taken out for his 401k. I think we'll get one deduction free paycheck because of the way paydays fall (he'll get three paychecks in December.) Hopefully the vaccine with roll out successfully and his company will start to get busy again. I think he's still at a 10% pay cut, but that's back up from 20%.

The 401k balance did hit 1M late last month :) All of this savings and frugalness pays off!

Going forward, we will stick to maxing out the Roth 401k.
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