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millionfan, you wrote:

<< I started my retirement portfolio since 12/01/1997, with returns of 39% for the first year and 25% for the second year. Those of who are interested how I am doing, you can visit my website at "http://www.************************) I am sure you won't be disappointed.

These kinds of returns are not very unusual for those two years. I'd be much more intereted in how you can do during a Bear Market, like the one in 1974??? Any ideas?
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