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No. of Recommendations: 0 Digital Banking and Digital Money replaces traditional brick and mortar business models.  The same will happen to Insurance as well.  It will be very similar to how NetFlix destroyed the brick and mortar movie rental business.   Add in IBM's Watson.....and we will enter into a whole new world of functioning. 

Why do you think Buffett put so much into IBM recently?

Finance Job Losses Near 200K as Firms Cut Back

You can't escape Zombulation as technology and delveraging are moving very quickly now rapidly changing the world as we know it.....

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