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I know that there is a maximum income level for Roth contributions, but is there a minimum income level as well? As a college student with limited income, I have the money from other sources but only have a small amount of income from a part-time job. Is that a problem? Any help would be greatly appreciated.

Also, the foolish four approach sounds to me like a safer (i.e. easier...lower risk) way to start. However, I am concerned about the broker fees eating into my profits. Any suggestions??

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