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You wrote, I have an ING 403b through my employer in which I have only employer-contributed funds. (I contribute my own money to IRAs where I can control the investments.) I want to place those employer-contributed funds into an index fund, but I don't see a real index fund choice. My goal with this money is to at least come close to matching the market which seems to be the best I can hope for with any of their choices. Does anyone have any suggestions? The only funds available with index in the name are these:

ING Index Plus LargeCap Portfolio
ING Index Plus MidCap Portfolio
ING Index Plus SmallCap Portfolio

I don't understand. Is there a question here?

While a little expensive, these funds attempt to track an index. What "market" are you trying to match? Do you mean an index? If you're trying to match the S&P500 index, that appears the be the stated object of the first fund.

Or is this a question about asset allocation?

- Joel
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