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1) There is that obscure rule governing IRA withdrawls for underaged folks which takes actuarial tables and blah, blah blah into account for which one has to sign up for 5 years...equal payments...blah, blah, blah

Does the Roth IRA also have this feature/benefit?

Am planning to retire in 6 years at the foolishy ripe age of ~50 and need to plan...

2) I keep reading about ... 5 years in the Roth..., does that mean the account must exist for >5 years (simple) or must the actual distributions taken need to be >5 years old? (much more complex!)

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