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Well, we still have the mortgage. We talked for a good long while without coming to a decision to change, so have kept the course steady for now. In the meantime, the accelerated pay-down continues, so as AJ noted, the decision will be taken away from us in not so many years.

As an added update, we have combined the income flow from our two jobs, which now goes into a single joint account. From that, we pay for the vast majority of our expenses. Income from investments of various kinds remains separate and goes to pay for, well, whatever we want to do with it. At this point, essentially all of it goes into either the mortgage or investments.

Original post on the mortgage:

Most recent discussion, which included the debate of whether it's a good idea to combine incomes or not, here:

Combining our incomes has made many of the daily transactional details of our lives much easier. And, given our long history of stable interactions and that this combines only the daily cash flow portion of our financial lives, for us it is a very low risk choice. Obviously there are as many solutions to this problem out there as there are couples, but this one works well for us.


Date Balance

January, 2013 $ 354,000
June, 2015 $ 330,466
February, 2016 $ 297,421
August, 2016 $ 272,811
October, 2016 $ 260,225

Since June 2015 $ 70,241

ThyPeace, remembered the table format this time, and thanks to Patzer for putting together a template, and Google for finding it:
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