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Most importantly, go with what you know and what makes your most comfortable. Since you are in it for the long-term, stay away from 'stable', 'guaranteed investment contract', balanced, or bond funds. These will only reduce your return, in the long-term. Choose what you think will give you the best long-term return.

Regarding rebalancing, if you disregard my advice regarding balanced or bond funds, you could use asset-allocation, saying 10% of my portfolio is in a bond fund, and 90% is in an equity fund. At the end of some period you choose (1 year, for example), you rebalance your portfolio back to a 10/90 ratio. This always forces you to sell high, and buy low.

Regarding putting in more than your match, some advice says put the next $2000 into a Roth IRA. Even though you can't deduct the principal, the returns are tax-free, and you would have a self-directed Roth IRA. Then put more money into you 401K.

401k plans can only be run by your employer, sorry.

Also, don't forget to invest money outside of any retirement plan for your long-term spending goals.

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