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Most people recommend a MoneyMarket account instead of a savings account or a bond fund for an emergency fund.

Try Netbank Money Market. They allow checkwriting up to 3 per month, and they have consistently had higher rates than most other places I check on, outside of ING. (Which doesn't have checkwriting, which I like.)

I've had my emergency fund there for several years now and am very pleased with the service.

Hope this helps.
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